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7 days to payday
Left today Rp0
Rp0 Safe per day
Monthly safe balance Rp0 Bills this month Rp0

Saved this year
Rp0
Annual target Rp10.000.000 0%
0Held purchases 0Skipped this year
Pemula Hemat Kamu sedang di jalur yang tepat untuk mencapai target tahun ini. 💚
Today focus What to keep an eye on today
Summary report Your financial summary
Total balanceRp0 Expected incomeRp0 UnreimbursedRp0 Total loansRp0

Bill statistics

Loans and fixed costs by due time.

Loans & installments

Loan details

AI auto record + manual edit

Fixed costs

Fixed cost details

AI auto record + manual edit

Validity

Summary report

Spending by category
Income vs expense
Net balance trend
Account distribution
Debt payoff forecast

Your data is encrypted. Only you can see this report.

Budget details

AI auto record + manual edit

Balance

Target Tabungan
Tap to set a goal

Balance details

Add or edit banks, wallets, crypto, and stocks.

Cashflow

Projected balance after essentials, bills, and daily spending patterns.

Tren Saldo Bersih Saldo Bersih (Rp)

Geser ke kiri/kanan untuk melihat hari lainnya.

Rincian Cashflow Harian

Income

Expected income

AI can record automatically, manual edits stay available.

Recurrence

Reimbursements

Pending Rp0
Received Rp0
Credits 0
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Emergency fund

Safe balance subtracts this. Leave empty = auto.

Current plan Gratis

Secure encrypted payments Your data is protected with strong encryption.

Tools

Salin Cepat

Split bill

Income tax (PPh 21)

Estimates only — confirm with DJP/your tax consultant.

Property tax (PBB)

Estimates only — confirm with DJP/your tax consultant.

VAT (PPN)

Estimates only — confirm with DJP/your tax consultant.

Loan calculator

Admin fee is included. "Effective" = the real rate you pay.

Currency converter

Live rates, updated daily.

Kupon & promo pilihan — klik buat pakai. Beta

AI Karakter

Pilih tipe dan kepribadian karakter AI.

Avatar AI

Pilih avatar untuk karakter AI.

Panggilan

Nama panggilan yang dipakai AI saat memanggil kamu.

AI akan memanggil kamu dengan nama ini.

Password

Set or change your login password. You can still sign in with an email code.

LanguagePick the assistant language.
CurrencyDisplay unit for all amounts. Payments stay in IDR.
TimezoneDrives 'today' + daily cashflow.

Appearance

Dark mode and accent color.

Theme Follow your device or pick a look.

AI

How chat uses your AI quota.

Security & reminders

App lock and bill notifications.

About

Your data is safe

Your transactions, budgets, and bills are stored securely and encrypted. Export or delete anytime.

Versi 1.0.6

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Cloud sync

Data auto-saves to your account. Turn off to sync manually only.

Backup & restore

Export a file you can keep safe or move to a new device.